Benefits of Debt Settlement / Negotiation

Reduce your Unsecured Debt– The Law Firm is not concerned with your interest rate, only working solely on your behalf to reduce the amount you owe which will drastically shorten the term to becoming debt free. Their negotiations allow you to pay back only a small portion, with the remaining amount completely forgiven by your creditor.

Arrange One Affordable Monthly Payment– Clients end up with a significantly lower monthly payment as compared to the minimum requirements imposed by the banks. The repayment term is much shorter and the customer has flexibility to choose the payment term that best fits their needs and budget. What the client can afford monthly will dictate how long they will be in the program. The law firm will satisfy your creditors within your budget.

Become Debt Free Quickly– You can become debt free in a "fraction of the time" as compared to the cycle of minimum payments. Stop paying interest and start reducing principle.

Let the Law Firm Deal with Your Creditors - Clients who enroll into the law firm's program can rest easy knowing that once in the program, their serious debt issues are being resolved legally and professionally. You will no longer deal with creditor scare tactics and harassment. You are legally represented on behalf of your creditors.

Collection Calls– Power of Attorney letters are sent to all enrolled creditors. They are informed of your enrolment and are represented by council. For those creditors whom continue to call, they supply you with a log sheet to register the call(s) and turn it into the law firm. They will eliminate the harassing creditor calls, further adding to your peace of mind and security.

Avoid Bankruptcy and Consumer Credit Counseling/Consolidation– 95% of bankruptcy fillings are due to consumer debt. With the tough new laws including income thresholds, many find themselves paying back some of their debt including lawyer, court and trustee fees. With credit counseling and consolidation programs, consumer's are still paying back 100% of their debt at a reduced rate. "If it is too much debt, it's too much at any rate".

No Long Term Hits to you Credit – Compared to the other alternatives, any effects are short term and temporary. You accounts will all show a "Paid or Settled in Full" status with zero balances, improving your debt to income ratio. Nothing is reported to the agencies and your report will reflect that you were able to handle your own affairs.

GAIN CONTROL OF YOUR FINANCIAL FUTURE!